Only the Best
An important part of a self-insurance program is the excess risk insurance. Clients of Gulf South Risk Services are placed with “A” rated carriers only; insuring both strength and stability.

Personalized Customer Services are our Top Priority

• A dedicated claims adjudicator is assigned to each group
• Calls are serviced by the claims adjudicator assigned to the group
• Provider payments and EOBs are printed on-site weekly
• Electronic funds transfer capability

Electronic Claims Transmission
Allows us to process claims within 5 days of receipt of the claim. Approximately 90% of claims are now being received electronically.

COBRA/HIPAA Services
The Consolidated Omnibus Budget Reconciliation Act of 1986 and the Health Insurance Portability and Accountability Act set forth many administrative responsibilities on employers. Gulf South Risk Services can assist clients in complying with these regulations and relieve employers from the burden of the notifications and record keeping requirements.

COBRA Services

• Notify new enrollees and dependents of a qualifying event
• Provide claim payment and premium collection
• Maintain eligibility and status changes

HIPAA Services

• Track the employees’ service history with the company
• Distribute Certificates of Creditable Coverage